Terms of Service

By using www.ckfinance.com you agree to these terms. The site is operated by CK Financial Services LLC, 22 S Center St, Suite E, Versailles, OH 45380 — (833) 801-6990. You must be at least 18 years old to use this site or apply for financing through us.

We are a finance brokerage. We help you prepare and submit applications to third-party lenders and warranty administrators. We are not a bank, and we do not lend money ourselves. Approval, rate, term, and final conditions are decided by the lender, not by us.

Nothing on this site is an offer of credit, a rate quote, or a guarantee of approval. Rates and terms vary by credit profile, collateral, age of the unit, loan amount, and lender program, and can change at any time.

We are generally compensated by the lender when a loan we place is funded. If any fee would ever be charged to you, we will disclose the exact amount in writing before you sign anything, and the lender's disclosures will state the full cost of credit. We do not charge hidden or surprise fees, and we do not charge a fee to submit an inquiry through this website. See our Refund Policy.

Provide accurate, complete information. Do not use the site unlawfully, attempt to disrupt it, or submit another person's information without their permission.

Links to lender portals, warranty administrators, and other sites are provided for convenience. We do not control those sites and are not responsible for their content or practices.

The CK Financial name, logo, and site content are ours or used with permission. Partner logos remain the property of their owners. Typefaces are used under the SIL Open Font License via Google Fonts, and the photography on this site is either licensed for commercial use or created for CK Financial.

The site is provided "as is." To the fullest extent permitted by law, CK Financial Services LLC is not liable for indirect or consequential damages arising from use of the site.

These terms are governed by the laws of the State of Ohio.

Questions about these terms? Use our Contact page.